🏠 Property Details
💷 Renovation Cost Checklist Costs sourced from Checkatrade 2025/26
| Item | Checkatrade Guide | Qty | Your Price (£) | Total |
|---|
💡 Enter your own price OR leave blank to use the Checkatrade mid-range guide automatically. Qty defaults to 1. Push to All Calculators sends your total refurb cost to the BTL, HMO, and Flip tabs.
🔍 Target Property Details
Uses Land Registry data via dtvrenowork Worker. The /landregistry path is added automatically.
📋 SDLT Rates — From 1 April 2025
Up to £125k
0%
£125k–£250k
2%
£250k–£925k
5%
£925k–£1.5m
10%
Above £1.5m
12%
+3% surcharge applies to additional properties (BTL / second homes). Scotland uses LBTT, Wales uses LTT.
🏠 BTL — Inputs
£
£
£
£
Private Rental Income
£
£
£
Social Housing Rental Income
£
🏦 70% LTV Scenario
End Value
End value—
Loan (70%)—
Monthly payment—
Deductions
Less renovation—
Less legal fees—
Less stamp duty—
Purchase Price
Purchase price—
Less finance cost—
Max Offer
Maximum offer—
Vendor price—
Discount needed—
🏦 75% LTV Scenario
End Value
End value—
Loan (75%)—
Monthly payment—
Deductions
Less renovation—
Less legal fees—
Less stamp duty—
Purchase Price
Purchase price—
Less finance cost—
Max Offer
Maximum offer—
Vendor price—
Discount needed—
Private Rental Income
Net rent pcm—
Net rent pa—
Social Housing Rental Income
SH Net rent pcm—
SH Net rent pa—
🔄 Flip — Inputs
£
£
£
£
£
📊 Flip Deal Breakdown
End Value
End value—
Deductions
Less renovation—
Less stamp duty—
Less legal fees (buy)—
Less legal fees (sell)—
Less agent fee—
Less finance cost—
Purchase Price (before profit)
Purchase price—
Profit Margin
Vendor Comparison
Vendor / listing price—
Discount from vendor price (at 15% profit)—